Local-first personal budgeting

Money with intent.
Calm budgeting, on your device.

Mizan helps you plan every month with envelopes, save for the future with sinking funds, and pay down debt with the snowball method — all without bank linking, ads, or cloud sync.

100% on-device No ads, no tracking English & Arabic
Mizan mascot welcoming you
Available to spend
Calm by design
On-device only
No cloud sync
No account needed
Free forever
What you get

Everything you need to budget with intention

Six focused tools instead of fifty noisy ones. Each one is calm, deliberate, and respects your data.

Available-to-spend dashboard

One clear number that answers: how much can I actually spend right now? Monthly KPIs, recent activity, and upcoming planned items at a glance.

Envelope budgeting

Allocate every dirham (or dollar) into named envelopes. Overspend? Get a gentle reallocation suggestion — never a guilt trip.

Sinking funds

Save little-by-little for known expenses — travel, gifts, car service. Mizan tracks each goal and surfaces upcoming due dates on your dashboard.

Debt snowball tracker

List your debts smallest-first, log payments, and watch the snowball grow. The simulator shows the exact month you'll be free.

Calm insights

Patterns from your own data — never push notifications, never shame. Just gentle nudges when something is worth your attention.

Truly bilingual (EN + AR)

Full right-to-left support, native Arabic numerals where you want them, and a calm dark theme that respects your eyes.

How it works

From install to in-control in 3 quiet minutes

1

Pick your currency & language

A short onboarding sets your currency once (you can change it later) and lets you opt into English or Arabic with full RTL.

2

Set up your envelopes

Create monthly envelopes for the categories you care about — groceries, rent, travel — and allocate part of your income to each.

3

Log a transaction in seconds

Tap the central + button to capture an expense or income. Your dashboard, envelopes, and insights all update instantly — no network call.

Privacy first

Your data never leaves your phone

Mizan was built around a simple principle: your money is no one's business but yours. There is no Mizan server. There is no account. There is nothing to leak.

  • All transactions stored locally in a sandboxed SQLite database
  • No analytics SDK, no advertising identifier, no crash-reporting
  • No bank linking — every entry is intentional and manual
  • A CI gate blocks any network library from ever shipping in the app
Read the full privacy policy
Pricing

Free forever. Tips are optional.

Mizan has no subscriptions, no paywalls, and no premium tier. On iOS, you can leave a one-time tip if the app helped you — it changes nothing in the app, it just keeps the lights on.

Mizan, complete
Free
No subscriptions. No ads. No catches.
  • Every feature available to everyone
  • No account, no email, no sign-up
  • Optional iOS tip jar (consumable, never unlocks anything)
  • Built by an independent developer who uses Mizan daily
Coming soon to App Store Coming soon to Google Play
Common questions

Things people usually ask

Why isn't Mizan connected to my bank?
Bank-linking aggregators require uploading credentials and transactions to third-party servers. Mizan's whole point is that nothing leaves your phone. Manual entry is also slower on purpose — it makes you feel each transaction, which is where intentional budgeting begins.
What happens if I lose my phone?
Because Mizan stores everything on-device and opts out of cloud backup, your data lives only where you put it. We recommend protecting your phone with a passcode or biometric lock. Future versions may offer optional, end-to-end encrypted local export.
Does Mizan support my currency?
Mizan supports a single currency picked during onboarding (changeable later in Settings). The decimal places follow the currency you choose — Omani Rial uses 3, US Dollar uses 2, Japanese Yen uses 0, and so on.
Is there a desktop or web version?
Not in v1. Mizan is built mobile-first for iOS and Android because that is where most of life's financial decisions happen — at the till, at the restaurant, at the petrol pump.
Who builds Mizan?
Mizan is built by an independent developer behind Osara Book. It is not funded by ads, VC money, or data resale — that is what keeps the privacy promise honest.